Do you have $400 to cover you in an emergency?

I read this article
http://ift.tt/1XUJeP6
and it made me think of the shooting forums I read. Two things that will really help prevent falling into the trap of living from paycheck to paycheck is 1. being content with what you already have, and 2. paying cash.
So I'll pose these questions to you:
Do you have enough cash to cover you in an emergency?
Are you content with the firearm(s) you already possess?
How do you pay for your ammo online---credit or debit?
If you're a brain surgeon or international investment banker, I suppose this is a moot point, but for the rest of us it is worth thinking about, especially because we influence others around us with our financial responsibility, or irresponsibility.

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Do you have $400 to cover you in an emergency?